Thoughts on finance: The struggles of living within our means

Life comes with responsibilities, and amongst them, unless you’re living off the grid, you have to pay bills. And in the current state of the world’s economy, most are often struggling to make ends meet. One of the perils of managing finances is ensuring that you have enough to live a fulfilling lifestyle. This means that you often require funds to afford your desires. It’s often buying a new book, a dress, holidays or a day out with loved ones. In the age of the internet, though, our desires tend to grow bigger as we see some people ‘living their best lives’ while others swear by the minimalist lifestyle. Then comes the struggles of finding a balance between living abundantly and within our means. So, where do we draw the line? This is an impossible question to answer here as everyone has their financial boundary. We’re all on the same ride in hell, but some are in Lamborghini, some are in private jets, while the majorities are on public transport. So my advice is to place yourself in financial positions that are empowering. Then prioritise what you value the most. If an expensive perfume or spa day is conducive to your growth, then put some money aside and make it happen. 

If you value your sleep, perhaps invest in some good quality bedding once in a while. Nobody should dictate what you can and can’t do in life, especially when it comes to money. Yes, be responsible; however, life shouldn’t be about suffering. Regardless of your budget, living within your means shouldn’t be a struggle. Some days you’ll have to sacrifice to meet specific goals, and that’s on you to evaluate your budget and seek support. Above all, remember that not everything you see online is real. Some are in debt from their head down to their toes, chasing the high of luxury. You don’t need to buy an expensive item to feel luxurious but if you can afford it, by all means, enjoy. 

Until next time.

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