Thoughts on Money: Financial security is important

Some say that money is the root of all evil or that you do not need money to be happy. This post is not to reinforce or go against this message but merely to shed some light on the importance of financial security. Money is a tool, and with the declining state of the world’s economy, people require this tool now more than ever. Money doesn’t only pay essential bills and support families in the present. When you have financial literacy, you learn how to leverage it in savings and investments to provide security for years to come. Hence you end up working less while enjoying more of it in the future. However, money can also be a pitfall for those who use it compulsively, buying and spending more than what they can afford, for example, buying expensive luxury items, paying for nights out on credit cards and taking out unnecessary loans. These could quickly become a liability in debt.

There are various ways to leverage an income which you can research. The idea of working hard and playing harder in the context of finance is quickly becoming redundant. This is apparent with people promoting awareness of minimalism and ways to spend money consciously. It is essential to know your financial health whether you are in a relationship, living with family or alone. When you take the time to assess your earnings and spending, you can make a financial plan that works for you and will benefit your future. If your financial status is chaotic, you will continue to fall into traps. And some companies take advantage of people who are already in financial traps.

Having financial security allows you peace of mind, which could positively impact your mental health. Losing sleep over money woes and being anxious about whether you can pay your bills on time is unhealthy and could lead you into haste decision making that will further cause a detriment to your mental health. If your financial health is poor, organisations and services are available to provide support and advice. You have to muster the courage to find them and ask for help. Having financial security is imperative, especially when you have goals such as buying a property, saving for your family or even if you want to treat yourself to a vacation.

So take some time to look at your finances, create a plan that works for you and stick to it. Life comes with many sacrifices, but you won’t regret them when you reap the benefits in the future.

Until next time.

~J

Thoughts on success: 5 ways to invest in yourself this month

April seems to be over in a flash, but there’s still time to address habits that no longer serve you and get your life in order. We have eased into spring, and nature is now active yet, some of you may still need support to shed the grogginess of winter and step into vitality. Below are the five ways you can invest in yourself this month and possibly for the long term.

Invest in a good notebook and pen

Yes, you read that right. We all have to-do lists, affirmations and thoughts to write and process as we go through the day. Investing in a good notebook and pen will make your journal moments a little more exciting and keep your brain more alert. Try Paperchase or Amazon.

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Invest in a workout video plan, app or gym equipment

It’s always a good time to take on a workout regime, whether it’s yoga, cardio, pilates, dance or exploring the outdoors. The beauty of today’s technology means that most times, you don’t really have to leave your house to get a good sweat on. If you have enough space, you can find some free workout videos on Youtube, purchase an app or some accessible home gym equipment. If you don’t have space or the funds, simply put on some comfortable shoes and go for a long walk.

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Invest in a holistic health treatment

If you have aches and pains that are managed with conventional medical care or simply just want to try something for your overall wellbeing, it’s worth looking into some holistic treatments that are widely available. Ensure to do your research on the treatments and practitioners, and speak with your doctor beforehand to ensure that your chosen treatment is right for you. These include acupunctureacupressurereflexology etc. A nice massage and meditation may also help you feel refreshed and balanced.

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Invest in a new piece of technology that allows you to work seamlessly

This can be a new phone, new laptop or anything that will help to streamline your workload and enhance your learning experience. If you’re stuck on a choice, you can find something useful here.

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Invest in a new meal plan that is healthy yet indulgent

The majority of us are foodies but also choose to stay healthy. This month you can try adding some new ingredients to your shopping list or invest in a new meal plan. There are plenty to choose from to have fresh ingredients for new recipes delivered to your doorstep. Try hellofresh or Gousto if you want fantastic meals but don’t want to spend too long in the kitchen.

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Until next time.

This post is NOT sponsored or affiliated by any of the products or organisations mentioned.